Get expert advice to find your ideal buy-to-let mortgage

Looking to invest in property and become a landlord? Buy-to-let mortgages are tailored to meet your needs, whether you’re a seasoned investor or just starting out.

With the option of interest-only payments, you can enjoy lower monthly costs, but keep in mind that the full mortgage amount will need to be repaid at the end of the term. Lenders will also assess your rental income to ensure it covers at least 125% of your monthly mortgage payments.

To secure a buy-to-let mortgage, you’ll typically need a deposit of between 25% and 40% of the property’s value. Let us help you make the most out of your investment with our expert advice and competitive rates.

Get in touch

Here are the 4 simple steps for comparing your buy-to-let mortgage...

Getting to know you...

At a time that suits you, we’ll arrange an appointment – either face-to-face, by video call, or over the phone, whichever you’re most comfortable with – so we can get to understand your circumstances and needs in more detail.

We search the whole of market.

Now we know a bit more about you and what you want, we’ll search our panel of lenders for the right mortgage. We’re a whole of market broker, which means we’re not tied to one particular lender and have access to the best products from a range of banks, building societies and specialist lenders.

We’ll make our recommendation...

Having found the right mortgage for you, we’ll talk you through it and explain all the features and benefits and how it meets your needs.

With you every step of the way!

Our dedicated team will be with you all the way through the process – from application to completion. Here for whatever you need, whenever you need it.

Begin your mortgage journey

Why choose Revolve Finance?

12,000+

Mortgage Products

100+

Mortgage Lenders

20+

Insurers Available

100%

Tailored Service

Because your finances should revolve around you


We can compare deals from 100+ leading lenders

FAQ's

A buy-to-let mortgage is a type of mortgage used to purchase a property for the sole purpose of renting it out, rather than living in it. The borrower receives rental income from tenants, which is used to pay off the mortgage. This type of mortgage typically requires a larger deposit and the lender will assess the potential rental income to ensure it covers the monthly mortgage payments.

Investing in property and renting it out as an investment is a popular choice for many, and buy-to-let mortgages are designed specifically for this purpose. Regardless of whether you’re a first-time landlord or an experienced investor, these mortgages can be suitable for you. However, keep in mind that buy-to-let mortgages usually require a higher deposit compared to regular residential mortgages, usually over 25%.

When it comes to their structure, buy-to-let mortgages are similar to traditional mortgages. However, buy-to-let mortgages usually operate on an interest-only basis. This means you only pay the interest on the loan each month, rather than paying both the interest and the balance. Typically, the balance of the mortgage is repaid when the property is sold.

The lending amount you’re eligible for depends on the value of the property and the projected rental income. Typically, lenders require the anticipated rental income to be at least 125% of your monthly interest payments. For instance, if your interest payments are £400 per month, they’d expect you to charge around £500 per month in rent.

Buy-to-Let mortgages are designed specifically for properties that will be rented out. If you’re looking to take out a mortgage for a property that you intend to live in, then a residential mortgage would be more appropriate.

The limit on the number of buy-to-let mortgages or the total amount of borrowing varies between lenders. Our advisors will take into account any other properties you own and find a suitable lender that matches your circumstances.

Speak to one of our advisors